City combo

Balcia CITY COMBO for your mobility!

Inspired by the constant movement of urban life, City Combo offers comprehensive coverage to safeguard you and your essential modes of transportation, be it a bike, scooter, skates, snowboard, skis, or any other.

 Balcia CITY COMBO for your mobility!

All necessary risks are covered

Accidents
Losses caused to others
Vehicle damage
Vehicle theft

Now available in App

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Manage all your policies like a boss
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Score bonuses from our awesome partners
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Easily file a claim whenever neccessary

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Featured
CASCO
2 min
"Balcia" has begun using AI-based risk calculation software

Insurance technology company Balcia has initiated a collaboration with the Swiss company kasko2go, introducing an Artificial Intelligence (AI)-based risk calculation program. This allows for more precise risk assessment for certain automobiles and their drivers, introducing a new approach to car insurance in Latvia.

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How to avoid monkey attacks while traveling?

You might be surprised to hear, but we often receive claims about monkey-related incidents during travel. It's true! These inadvertently tamed animals have become so comfortable around tourists that they tend to jump on, bite and injure travelers as well as steal their valuables.

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Protect your bike from thieves – a good lock and mindful parking is half the battle

As we finally take our bicycles out for summertime, it also marks open-season for bike thieves. And although a determined thief will be hard to stop, together with experts at Fans store we've gathered some tips on how to protect your bicycle from unnecessary attention by choosing the right bike lock and bike rack.

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What others say

Davids Hilmanis
Fan of "Mini Cooper"
Davids Hilmanis
Fan of "Mini Cooper"
My trusted Mini was damaged by a careless driver. The damage wasn't much, but the cost... Thanks, Balcia, for the quick reaction and payout!
Arnita Beinaroviča
Insures everything
Arnita Beinaroviča
Insures everything
Thanks, Balcia, for the swift reaction and extra encouragement while being there for me after my first-ever dog bite!
Anete Anna Krastiņa
Works in marketing
Anete Anna Krastiņa
Works in marketing
Junior insurance covered my little football enthusiast's injury and helped us get new equipment.

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Why Balcia is your best choice?

One policy for all your mobility needs and family members
Compensation paid within 5 days (follow up via Balcia APP)
Hassle-free subscription and cancellation (no extra fees!)

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