Civil liability

Civil liability insurance

Imagine a world where you can shrug off accidents that happen to you or your loved ones. Your child accidentally knocks over an expensive vase in a store, or a burst pipe floods your neighbor's home. These scenarios are all too common because life is full of surprises!
With Balcia's civil liability insurance, you can wave goodbye to lengthy disputes with those involved. We'll cover any resulting losses, giving you peace of mind in even the most unexpected situations!

 Civil liability insurance

All necessary risks are covered

Losses incurred to others
Your and your family's everyday activities
Vacation rentals/car hire
Damage caused by pets

Now available in App

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Read about insurance

Featured
CASCO
2 min
"Balcia" has begun using AI-based risk calculation software

Insurance technology company Balcia has initiated a collaboration with the Swiss company kasko2go, introducing an Artificial Intelligence (AI)-based risk calculation program. This allows for more precise risk assessment for certain automobiles and their drivers, introducing a new approach to car insurance in Latvia.

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How to avoid monkey attacks while traveling?

You might be surprised to hear, but we often receive claims about monkey-related incidents during travel. It's true! These inadvertently tamed animals have become so comfortable around tourists that they tend to jump on, bite and injure travelers as well as steal their valuables.

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Protect your bike from thieves – a good lock and mindful parking is half the battle

As we finally take our bicycles out for summertime, it also marks open-season for bike thieves. And although a determined thief will be hard to stop, together with experts at Fans store we've gathered some tips on how to protect your bicycle from unnecessary attention by choosing the right bike lock and bike rack.

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What others say

Davids Hilmanis
Fan of "Mini Cooper"
Davids Hilmanis
Fan of "Mini Cooper"
My trusted Mini was damaged by a careless driver. The damage wasn't much, but the cost... Thanks, Balcia, for the quick reaction and payout!
Arnita Beinaroviča
Insures everything
Arnita Beinaroviča
Insures everything
Thanks, Balcia, for the swift reaction and extra encouragement while being there for me after my first-ever dog bite!
Anete Anna Krastiņa
Works in marketing
Anete Anna Krastiņa
Works in marketing
Junior insurance covered my little football enthusiast's injury and helped us get new equipment.

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Why Balcia is your best choice?

Effective 24/7 in Latvia (worldwide possible!)
Compensation paid within 5 days (follow up via Balcia APP)
Hassle-free subscription and cancellation (no extra fees!)

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