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ABOUT US FAQ LEGAL STUFF
82222
(371) 20682222
balcia@balcia.lv

Private Person Civil liability Territory

Sum insured (EUR)
Sum Insured shall mean the sum of money specified in the Insurance Contract, which the insurance indemnity amount cannot exceed.

Deductible (EUR)
Deductible shall mean the sum deducted from the insurance indemnity payable to each Insured event.

Duration (months)

Insured persons

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Prices are valid only for internet insurance.
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Personal civil liability
XL
2.50 €
Monthly
30.00 €
For year
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Homeowner’s liability
XL
3.60 €
Monthly
43.20 €
For year
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Personal and Houseowner's Liability
XL
3.60 €
Monthly
43.20 €
For year
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Civil

Liability

Insurance

Civil

Liability

Insurance

Personal civil liability

XL
2.50 €
Monthly
30.00 €
For year

Homeowner’s liability

XL
3.60 €
Monthly
43.20 €
For year

Personal and Houseowner's Liability

XL
3.60 €
Monthly
43.20 €
For year
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-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage by drone control
2 000 €
2 000 €
-
2 000 €
2 000 €
Damage to the car rented by the Insured
1 000 €
1 000 €
-
1 000 €
1 000 €
Damage due to daily actions
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage during active leisure
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage to mobile phone or computer
1 000 €
1 000 €
-
1 000 €
1 000 €
Intangible losses of individual civil liability
50% no apdrošin. summas, max 5 000 €
50% no apdrošin. summas, max 5 000 €
-
50% no apdrošin. summas, max 5 000 €
50% no apdrošin. summas, max 5 000 €
Individual damages which resulted in losses of income
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage due to management of dwelling
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage due to management of buildings on your plot
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage due to ongoing real estate repairs
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage due to actions of home manager, environmental caretaker, babysitter
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage caused by pets
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage caused by self-propelled machinery control
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Damage when your home is rented
-
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
5 000/15 000/30 000 €
5 000
€ 15 000
€ 30 000
€
Intangible losses caused by real estate owner
-
50% no apdrošin. summas, max 5 000 €
50% no apdrošin. summas, max 5 000 €
50% no apdrošin. summas, max 5 000 €
50% no apdrošin. summas, max 5 000 €
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If you have questions, contact us. Read more on Terms & Conditions